Motor Loans R Us

Self Employed Van Finance

Need a van for your business but struggling to secure finance due to being self-employed? At Motor Loans R Us, we specialise in helping self-employed individuals secure flexible and affordable van finance – no matter your credit history. 

What Is Self Employed Van Finance?

Self-employed van finance is a funding solution designed specifically for sole traders, freelancers, and small business owners needing a reliable work van. Whether you’re a tradesperson, delivery driver, or mobile business owner, having access to the right vehicle is essential, and we can help make that happen. 

Can I Get Van Finance If I'm Self-Employed?

Yes! Being self-employed doesn’t mean you can’t get approved for van finance. While some lenders may view self-employment as a higher risk, we work with a wide panel of finance providers who understand business owners’ unique needs. 

Even if you have:

  • Irregular income
  • Limited trading history 
  • Poor or bad credit

… we may still be able to help. 

What Do I Need to Apply?

Applying for van finance when you’re self-employed is simple. You’ll typically need to provide: 

  • Proof of ID, e.g. driving licence or passport
  • Proof of income, e.g. bank statements or tax returns
  • Proof of address, e.g. utility bill or council tax 
  • Business details, e.g. company name, how long you’ve been trading, etc. 

We’ll guide you through the whole process and help you prepare everything you need.

Self-employed with Bad Credit?

Don’t let a poor credit score hold you back. We have experience helping self-employed individuals with: 

  • CCJs
  • Defaults
  • Missed Payments
  • Bankruptcy

We’ll look at more than just your credit score, including your current income and ability to repay. 

Why Choose Motor Loans R Us?

  • Access to a Wide Range of Lenders

  • No Deposit Options Available

  • Poor Credit Considered

  • Fast, Friendly & Professional Service

We understand that your van is your livelihood. That’s why we go the extra mile to match you with a finance deal that works for your budget and business needs. 

Types of Van Finance Available

  • Hire Purchase (HP)

    Pay monthly, own the van at the end

  • Personal Contract Purchase (PCP)

    Lower monthly payments with multiple options at the end of the agreement.

  • Lease Purchase (LP)

    Lease like payments, ownership is yours at then end.

  • Personal Loan

    Own the van from the beginning.

Not sure which is right for you? Our team is here to help!

Apply Today – Drive Away Sooner

Ready to finance a van and get on the road for work?

Apply online in minutes – no impact on your credit score. One of our expert advisors will get in touch to help you every step of the way.

Apply Now
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