Need a van for your business but struggling to secure finance due to being self-employed? At Motor Loans R Us, we specialise in helping self-employed individuals secure flexible and affordable van finance – no matter your credit history.
What Is Self Employed Van Finance?
Self-employed van finance is a funding solution designed specifically for sole traders, freelancers, and small business owners needing a reliable work van. Whether you’re a tradesperson, delivery driver, or mobile business owner, having access to the right vehicle is essential, and we can help make that happen.
Can I Get Van Finance If I'm Self-Employed?
Yes! Being self-employed doesn’t mean you can’t get approved for van finance. While some lenders may view self-employment as a higher risk, we work with a wide panel of finance providers who understand business owners’ unique needs.
Even if you have:
- Irregular income
- Limited trading history
- Poor or bad credit
… we may still be able to help.

What Do I Need to Apply?
Applying for van finance when you’re self-employed is simple. You’ll typically need to provide:
- Proof of ID, e.g. driving licence or passport
- Proof of income, e.g. bank statements or tax returns
- Proof of address, e.g. utility bill or council tax
- Business details, e.g. company name, how long you’ve been trading, etc.
We’ll guide you through the whole process and help you prepare everything you need.
Self-employed with Bad Credit?
Don’t let a poor credit score hold you back. We have experience helping self-employed individuals with:
- CCJs
- Defaults
- Missed Payments
- Bankruptcy
We’ll look at more than just your credit score, including your current income and ability to repay.
Why Choose Motor Loans R Us?
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Access to a Wide Range of Lenders
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No Deposit Options Available
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Poor Credit Considered
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Fast, Friendly & Professional Service
We understand that your van is your livelihood. That’s why we go the extra mile to match you with a finance deal that works for your budget and business needs.
Types of Van Finance Available
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Hire Purchase (HP)
Pay monthly, own the van at the end
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Personal Contract Purchase (PCP)
Lower monthly payments with multiple options at the end of the agreement.
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Lease Purchase (LP)
Lease like payments, ownership is yours at then end.
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Personal Loan
Own the van from the beginning.
Not sure which is right for you? Our team is here to help!
Apply Today – Drive Away Sooner
Ready to finance a van and get on the road for work?
Apply online in minutes – no impact on your credit score. One of our expert advisors will get in touch to help you every step of the way.
Apply Now