Motor Loans R Us

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Motorhome Finance

Embark on Adventures in Your Own Motorhome – Affordable Finance Solutions Await!

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No Deposit  |  All Credit Profiles Considered  |  Any Reputable Dealer  |  Any Motorhome  |  Term – 1 Year to 10 Years

Discover your freedom on wheels with hassle-free motorhome finance

Arranging the most suitable finance for motorhomes is a specialised task.
Whether you’re looking for a VW Camper, Swift Motorhome or Roller Team, we’ll pass your application to lenders from our wide panel.

As a broker, we act as the intermediary, connecting you with lenders from our network who consider your needs and budget.

Owning a motorhome is not just about travel – it’s about a lifestyle of relaxation and discovery. Our motorhome finance options are designed to align with your budget and preferences, so you can enjoy the freedom and flexibility of owning a motorhome without the financial strain. 

  • New or Used Motorhomes: No matter your preference, new or used, we have the finance options to match. Explore motorhome from any reputable dealer and find the perfect fit for your travels..
  • Any Reputable Dealer: Enjoy the freedom to choose from any reputable dealer, ensuring you get the motorhome you desire from a reliable source.
  • Terms up to 120 Months: Buying a motorhome is a significant investment. Our finance options extend to 120 months, making sure your monthly payments remain affordable while you hit the road in style.
  • No Deposit Deals: Begin your motorhome ownership journey without the burden of a hefty deposit. Our no deposit deals make it easier to embark on your adventures.
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Buying a motorhome on finance

If you’ve already found your ideal motorhome for sale and want us to help fund it, simply fill in our application form and a member of the team will be in contact. 

Still on the hunt for your perfect motorhome? If so we can get the funding agreed upon in principle giving you the peace of mind of knowing the funds are all taken care of and all you have to worry about is if you want a front lounge or rear lounge. 

How Motorhome Finance Works at Motor Loans R Us

Apply Online

Applying is easy, it only takes a minute. We'll pass your application to lenders from our panel suited to your circumstances.

Get Your Budget

Once we have an acceptance in place we will let you know the criteria, including budget.

Choose Your Motorhome

Now for the fun part! You can choose your caravan from any reputable dealer. Simply let us know the motorhome and dealership details.

Collect Your Motorhome

We will arrange payment to the dealer so all that's left to do is collect your motorhome.

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Vehicle Finance Calculator

Vehicle Finance Calculator

Get an indicative monthly payment estimate across different finance products

Hire Purchase (HP) — A straightforward way to spread the cost of your vehicle. You pay a deposit, then fixed monthly payments over the agreed term, and own the vehicle outright at the end. Read our full guide to Hire Purchase →
Personal Contract Purchase (PCP) — Lower monthly payments with an optional Guaranteed Future Value (GFV) payment at the end. You can pay the GFV to own the vehicle, hand it back, or put any equity towards your next car. The GFV below is set to the UK average of 42% of the vehicle price. Read our full guide to PCP →
Lease Purchase requires a minimum finance balance of £25,000 (vehicle price minus deposit). Similar structure to HP but with a deferred balloon payment at the end — you own the vehicle outright once the final payment is settled. The balloon below is set to 40% of the vehicle price, which is typical for newer and higher-value vehicles. A £150 admin fee and £10 option to purchase fee apply. Read our full guide to Lease Purchase →
Vehicle Price
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Representative APR
9.9%
% APR
Term
60 mo
months
Your Finance Estimate
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Representative example only. This calculator provides an indicative estimate using standard actuarial calculation methods based on the values you enter. Actual finance offers are subject to status, credit assessment, and individual lender terms. Figures are for illustrative purposes and may differ from a formal finance quotation. Finance is subject to approval.
Motor Loans R Us is a trading style of Premier Specialist Solutions Ltd. Premier Specialist Solutions Ltd is registered in England and Wales (Company Number 15670030) and is an Introducer Appointed Representative of Carki. Carki is a trading style of Equaliti Limited, registered in England and Wales (Company Number 13109643) authorised and regulated by the Financial Conduct Authority (FRN 952416). Registered office: Glasshouse, Alderley Park, Alderley Edge, Cheshire, SK10 4TF. Carki is a credit broker, not a lender, and can introduce customers to a panel of finance providers. Commission may be received for such introductions. This will not affect the rate offered or the amount payable under any finance agreement. All finance is subject to status, affordability and lender criteria. Applicants must be aged 18 or over. Terms and conditions apply. ICO Registration Numbers: Carki (ZB349066) and Premier Specialist Solutions Ltd (ZB739428).

Frequently Asked Questions About Motorhome Finance

Motorhome finance is the umbrella term for the range of options that allow you to borrow money to buy a new or used motorhome. No matter if you are using a traditional vehicle finance product or a personal loan there is a credit agreement between you and the lenders. You pay for the motorhome over a period of time, with interest payable on the balance to finance. 

Motorhome finance works the same as any other type of vehicle finance. 

If you have already found your perfect motorhome you can include the details of the motorhome, such as the make/model and price in the notes box at the bottom of the application and we will get your finance deal on that particular motorhome. If not we can get your funding agreed in principle so you can find the motorhome that is perfect for you knowing the finance is all in place. 

Motorhome finance makes owning a motorhome more accessible by spreading the cost over manageable monthly payments. With terms ranging from 1 to 10 years, you have the flexibility to choose a plan that suits your lifestyle and financial situation. 

A lender decides how much they will let you borrow by doing what is called an affordability check. Generally, they will review how much you earn (income) and how much you spend on regular payments such as mortgage/rent and bills. The more disposable income you have the more likely you are to be able to afford the repayment. 

Vehicle finance is a big commitment that can last for many years, affordability checks can help ensure that a monthly repayment won’t lead you into debt or make it hard for you to cover other expenses. Asking affordability questions is part of being a responsible lender, a lender wants you to be able to keep to the monthly repayments so will never lend you more money than you can afford to pay back. 

Utilising a motorhome finance broker grants you access to an extensive lender network and personalised service. With various finance products and preferential terms, a broker ensures you find the best finance options for your unique needs. 

Find out more >> Why Use a Finance Broker?

 
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