Who can get vehicle finance?

If you’re thinking about applying for vehicle finance, one of the first questions you might have is: “Am I eligible?” The good news is that vehicle finance is accessible to a much wider range of people than many expect. While you’ll generally need to be at least 18 years old to apply, the criteria lenders use can vary and thats where brokers like us, Motor Loans R Us, can help.

We work with an extensive panel of trusted lender, each with their own set of requirements. That means we can match you with the finance options most suited to your personal circumstances, even if you’ve had financial challenges in the past.

Here are some of the common criteria our lenders accept:

Applicants aged 18 to 80 years old
Those with good, poor or specialist credit
People with a disability
Retired applicants
Members of the HM Forces
The self-emplyed
Negative equity finance products available
Nil deposit schemes

Drivers with a provisional licence, EU licence or in some cases, no licence (considered individually)
Applicants with CCJs (County Court Judgements) or defaults (considered individually)
Refinancing of residual values
High mileage options

In short: if you’re looking for vehicle finance, theres a good chance we can help, even if you’ve been turned down elsewhere.

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