Van Finance – Simple, Affordable Van Loans Tailored to You
Looking for van finance that works for your business or personal needs? Whether you’re a sole trader, a small business owner, or upgrading your current van, we make van finance fast, flexible, and hassle-free.
At Motor Loans R Us, we work with a wide panel of trusted UK lenders to help you find the best van finance deals available – even if you have a poor credit history.
Looking for an idea of monthly payments on some of the UK’s most popular vans, we have payment examples on everything from the Land Rover Defender to the Peugeot Partner.
Take a look at some of the vans available at our partner dealers.
What is Van Finance?
Van finance allows you to purchase a van without paying the full amount upfront. Instead, you make monthly payments over a fixed term, making it easier to manage cash flow while getting the van you need for work, deliveries, or everyday use.
From small vans to long wheelbase panel vans, we can help your finance new or used vans.
Benefits of Van Finance
Types of Van Finance Available
Hire Purchase (HP) Van Finance
Pay monthly over an agreed term. Once the final payment (inclduing the option to purchase fee) is made, the van is yours.
- No mileage limits.
- Fixed monthly payments.
- straight path to ownership.
Personal Contract Purchase (PCP) Van Finance
Lower monthly payments with an optional final balloon payment. At the end, choose to:
- Keep the van
- Return it
- Trade it in for another.
Note: Mileage limits apply and excess charges may be incurred.
Lease Purchase (LP) Van Finance
Similar to Hire Purchase, but with a larger lump sum deferred to the end.
- Lower monthly payments.
- Own the van at the end.
- Ideal if you want ownership but prefer smaller monthly costs.
Personal Van Loans
Borrow a fixed amount and buy a ven outright - no finance agreement restrictions.
- Immediate ownership.
- Buy from any dealer or private seller.
- No mileage or useage limitations
Van Finance for All Credit Types
Worries about bad credit? We help customers across the UK secure van finance with poor credit. Whether you’re self-employed, a new business, or rebuilding your credit history, we can match you with a lender who understands your situation.
- Missed payments
- Low credit scores
- Limited credit history
- Self-employed
We offer no-obligation finance quotes, so you can check your eligibility without affecting your credit score.
Why Choose us for Van Finance?
- Specialist Van Finance Brokers - We know vans, and we know finance.
- Nationwide panel of lenders - More options mean better deals.
- All Credit Scores Considered - We're here to help, not judge.
- No Deposit Options Available - Start your journey with little or nothing upfront.
- New & Used Vans - From Ford Transit to Mercedes Sprinter, we can finance it.
- Fast & Simple Application - Apply online in minutes with no paperwork or pressure.
How To Apply For Van Finance?
Applying for car finance is quick and hassle-free
Apply for Van Finance Today - Get a Quote Today!
Ready to finance your next van? Whether you're upgrading for your business or need a reliable vehicle for everyday use, we're here to help.
Apply now and get a decision in minutes!
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