Speeding fines are among the most common motoring offences in the UK. With the increasing use of roadside devices, speed cameras and the arrival of smart motorways equipped with AI-based technology, it’s easier than ever to get caught exceeding the speed limits. Whether you’re a new driver or a seasoned motorist, it’s crucial to understand the implications of a speeding fine and how to handle one if you’re caught.
What is a speeding fine?
A speeding fine is a penalty imposed for driving over the speed limit. Speed limits are set to ensure safety on the roads, and exceeding them can result in financial penalties, penalty points on your driving licence, and even disqualifications in severe cases.
How are speeding Fines Issued?
There are two main ways you might be caught speeding: by a speed camera or by being stopped by the police.
If You're Caught By a Speed Camera
Speed cameras are strategically placed on roads throughout the UK, designed to catch drivers exceeding the speed limit. These cameras often use a bright flash to capture your vehicle’s number plate, and you’ll likely notice if you’ve been caught, even during daylight hours.
Within 14 days of being caught speeding at the vehicles registered address you’ll be sent a:
- Notice of Intended Prosecution (NIP)
- Section 172 Notice
The Section 172 Notice required you to identify who was driving the vehicle at the time of the offence. You must return this within 28 days.
After you’ve sent the Section 172 notice back, you’ll be sent either a:
- A Fixed Penalty Notice (FPN), or
- A letter instructing you to attend court
If You're Stopped By the Police
If the police catch you speeding, they have several options:
- Issue a verbal warning
- Issue or send a FPN
- Order you to attend court, in which case you’ll receive a letter with further instructions
How Much is a Speeding Fine, and How Many Points Will You Get?
If you’re caught speeding, the standard penalty is a £100 fine and 3 penalty points on your driving licence. However, depending on the severity of the offence, you might be offered the option to attend a speed awareness course instead of receiving penalty points.
You will only be given the option of attending a speed awareness course if:
- The police decide it’s appropriate for your offence
- You have not been on a speed awareness course in the past 3 years
New Drivers
If you’re within two years of passing your driving test, accumulating 6 or more penalty points will result in your driving licence being revoked. This could mean going back to square on with your driving test and provisional licence.
Can I Plead Not Guilty To My Speeding Offence?
If you believe you weren’t speeding, you can plead not guilty to the offence. However this will likely result in a court appearance. If the court finds you guilty, the penalties can be more severe, potentially including:
- A higher fine (usually a percentage of your weekly income, up to a maximum of £1,000 or £2,500 if on a motorway)
- More penalty points on your licence
- Disqualification from driving or licence suspension
Speeding fines are not only a financial burden but can also have lasting effects on your driving record and insurance premiums. It’s essential to be aware of speed limits and adhere to them to avoid penalties. However, if you do find yourself facing a speeding fine, understanding the process and your options can help you manage the situation more effectively.
At Motor Loans R Us, we believe in keeping our customers informed about all aspects of vehicle ownership, including the legal responsibilities. Whether you’re financing a new vehicle or simply seeking advice, our team is here to support you.