poor credit rating

I have poor credit; will I be able to get finance?

Can I get finance with poor credit history?

This is something we hear a lot, so don’t despair! At Motor Loans R Us, we understand that there can be lots of reasons for a poor credit profile. We combine a wide panel of 30+ lenders with a sensible approach to selecting the right finance lender for your circumstances. This means that we may be able to approve you for vehicle finance where others haven’t been able to. 

We are here to help our customers get their credit history back on track and get behind the wheel of an affordable, reliable vehicle. We understand the difficulties that life brings, that is why we look to provide options that offer affordable monthly payments to give you the customer the flexibility to work within your budget.

Your poor credit could be the result of CCJs, mortgage defaults, IVAs or bills that have been paid too late. It could be that you’re self-employed, with no proof of income, or that you simply haven’t built up a credit history yet. 

Whatever the reason, we look at every case individually, without judgement -we aim to always find you the most suitable vehicle loan for your circumstances at a great rate. So even if you have been refused credit in the past, get in touch as we may have a lender that could help you get your next car.